College of Law > About > Centers & Institutes > Center for Public Interest Law > Financial Support > Loan Repayment Assistance Program
Any graduate of the College of Law who works in a law-related public interest job may apply for an LRAP award and recipients are chosen by a committee comprised of faculty, staff, students and alumni. In making its selections, the LRAP Committee gives priority to candidates who demonstrate the most significant commitment to public interest work as well as the greatest financial need. In particular, the Committee seeks to fund applicants who provide legal services to underserved, low-income or disadvantaged individuals or groups.
LRAP applications should be submitted to the CPIL office and must be postmarked by the date that taxes are due for the calendar year. See below for the application form, a checklist of all application materials and a statement that describes the program's requirements and guiding principles.
If a legal aid lawyer with $106,412 in outstanding law school loans earns an annual salary of $38,000, or $25,650 after taxes ($2,137.50 per month), $1,224.60 per month will go toward school loans over a 10-year period. This leaves $912.90 per month to cover all other necessary expenses including rent, food, insurance, transportation, healthcare and utilities.
* Salary after tax is based upon withholdings of one-third gross salary. Monthly debt payment is based on average Federal Stafford Loan borrowing of $106,412 at a fixed annual interest rate of 6.8 percent.
Application Form (2019)Application ChecklistRequirements and Guiding Principles
Access Group: Budget Planning Tools (including online, interactive budget calculators)
AnnualCreditReport.com offers free copy of credit reports every 12 months from three national credit bureaus
AskHeatherJarvis.com offers educational resources and training for student loan borrowers
Equal Justice Works
404: Student Debt Relief is a comprehensive source of information about student loans
FinAid! includes online calculators available to calculate monthly student loan payments
Income Based Repayment & Public Service Loan Forgiveness is a website that offers independent information on federal student loan payment and forgiveness programs
Loan Consolidation Loan forgiveness for public service employment is available for Federal Direct loans ONLY.
National Student Loan Data System is the U.S. Department of Education's (ED's) central database for student aid
Schrag, Philip G., Federal Student Loan Repayment Assistance for Public Interest Lawyers and Other Employees of Governments and Nonprofit Organizations, HOFSTRA LAW REVIEW, VOL. 36, FALL 2007
Student Loan Borrower Assistance is the National Consumer Law Center's resource for borrowers, their families, and advocates representing student loan borrowers.
U.S. Department of Education